Retirement City Ideas
Retirement doesn’t have to mean moving somewhere pricey just to enjoy good weather or a healthier lifestyle. In fact, there are plenty of cities across the USA that are much cheaper than you’d think! Not only that, but they offer endless recreational activities as well, things that will keep you active as you approach old age. Let’s take a look at 15 great retirement hotspots that you should consider if you’re on a budget.
Asheville, North Carolina
Asheville is artsy and cool, but that doesn’t mean it’s only for the youth. Older people love it, because it has a lower cost of living than many retirees expect, but that’s not all. It’s perfect if you love hiking, farmers’ markets, and live music, and it’s surrounded by beautiful scenery as well.
Greenville, South Carolina
Greenville has that one thing older people are desperate for in an increasingly car-obsessed world – walkable streets. But that’s not all. Housing costs are reasonable, and South Carolina doesn’t tax Social Security benefits, which helps stretch retirement dollars so much further.
San Antonio, Texas
The very populous city of San Antonio offers history, culture, and affordability in one near-perfect package You’ll find beautifully designed neighborhoods, a rich food scene, and perhaps best of all, no state income tax. Healthcare in the city is considered pretty good as well.
Knoxville, Tennessee
Knoxville is a fantastic mix of historical charm and outdoor adventure. Retirees love its low housing costs, no state income tax, and easy access to the Smoky Mountains. There are always cafes and markets to check out, and of course there’s a strong music scene, all for cheaper than you’d think.
Lancaster, Pennsylvania
Lancaster might surprise you in many ways - it’s not just Amish country! Retirees love its slower pace, rolling farmland views, and affordable housing. Healthcare is considered excellent, and the area has plenty of cultural attractions that you can visit without breaking the bank.
Tucson, Arizona
If you like sunshine and wide-open skies, Tucson is the place for you – and it comes without the price tag of some of the bigger Arizona cities. Housing is relatively affordable, and the desert climate is great for those who want warm weather to help their aching joints.
Grand Rapids, Michigan
Grand Rapids is full of surprises – it’s surprisingly cheap and surprisingly cultural! There’s plenty of museums and art galleries. Housing and everyday expenses are reasonable, the scenery is nice, and the cities are walkable. Plus, Lake Michigan is only a short drive away
Fayetteville, Arkansas
Housing in the historical city of Fayetteville is budget-friendly, healthcare is accessible, and the surrounding Ozark Mountains welcome careful hikers. Perfect! The local arts and food scene has been growing, too. Basically, it’s a really good place to live if you’re an active senior who wants new things to do every day.
Richmond, Virginia
It’s no wonder so many older people come to Richmond, it’s cheap and it has plenty of other things going for it as well. Retirees love the parks, art scene, and historic neighborhoods. The weather’s mild enough for year-round activities, and you’re just a short drive to the mountains or the beach, depending on your mood.
Boise, Idaho
Boise consistently makes “best places to retire” lists, and affordability is a big reason why. There’s always something to do for a low price. Housing prices have admittedly climbed a little but are still manageable compared to other western cities.
Sarasota, Florida
Florida on the whole may not seem affordable anymore (partly because of all the tourists) but Sarasota still offers good value for retirees. Housing is more reasonable than in Miami or Naples, and you get a lot for what you pay for – beaches, theaters, museums, and more.
Albuquerque, New Mexico
Albuquerque is budget-friendly, colorful, and full of sunshine. Housing costs are low, and groceries aren’t very expensive either. Healthcare is accessible, and the slower pace of life in the sun makes it an easy place to relax and enjoy retirement.
Mobile, Alabama
Mobile offers coastal charm without the steep price tags of other Gulf towns. Housing is affordable, taxes are low, and the mild winters keep heating bills low as well. The city has a rich cultural history, fun festivals, and easy access to the beach.
Rochester, New York
Alright, New York is probably not what you think of when it comes to cheapness, but Rochester is still a good choice for affordable retirement living. Housing costs are much lower than downstate, and you also get very good healthcare for what you pay.
Daytona Beach, Florida
With no state income tax and plenty of outdoor activities, it’s easy to see why retirees flock to Daytona Beach and never look back. The cost of living is lower than many other Florida cities, and retirees love the year-round sunshine. Just watch out for the crowds!
